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 > Extended warranty. What are your thoughts

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OH48Lt

Whitehouse, OH

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Posted: 04/12/20 08:05pm Link  |  Quote  |  Print  |  Notify Moderator

Generally, extended warranties are mostly a gamble that the manufacturer and dealer usually win. I have never bought one for anything I own, except for my last purchase. That was for my Mustang Bullitt, and it has a TON of electronics and Bullitt-specific parts. I bought the 8yr/60K plan because I know I'll keep it that long.

If you are going to buy an extended warranty, NEVER go with a third party. Buy Ford's ESP.


2017 Ford F-150 Crew Cab 4x4 3.5 EcoBoost
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2019 Mustang Bullitt
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Grit dog

Black Diamond, WA

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Posted: 04/13/20 01:04am Link  |  Quote  |  Print  |  Notify Moderator

PT Barnum had a good quote that could apply to extended warranties...


"Yes Sir, Oct 10 1888, Those poor school children froze to death in their tracks. They did not even find them until Spring. Especially hard hit were the ones who had to trek uphill to school both ways, with no shoes." -Bert A.

Ron3rd

Upland, CA USA

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Posted: 04/13/20 11:19am Link  |  Quote  |  Print  |  Notify Moderator

OH48Lt wrote:

Generally, extended warranties are mostly a gamble that the manufacturer and dealer usually win. I have never bought one for anything I own, except for my last purchase. That was for my Mustang Bullitt, and it has a TON of electronics and Bullitt-specific parts. I bought the 8yr/60K plan because I know I'll keep it that long.

If you are going to buy an extended warranty, NEVER go with a third party. Buy Ford's ESP.


X2. Also, you can buy from ANY AUTHORIZED RAM/GM/FORD DEALER so shop online for the best price then get your dealer to match it. When I bought my 2016 CTD I received a quote from an out of state Ram dealer for $2200 for the longest warranty available; 8 years, 120 miles. I simply told my dealer I would buy it "from them or buy it from you" it made no difference to me.

Time will tell if it was worth it but repairs on these modern diesels can be very expensive.


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wanderingbob

monticeeo, fla

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Posted: 04/13/20 03:58pm Link  |  Quote  |  Print  |  Notify Moderator

When you buy an extended warranty you are placing a bet that you will need it , the warranty company are betting that you will not and /or they can deny the work .

mich800

Pontiac, MI

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Posted: 04/13/20 05:33pm Link  |  Quote  |  Print  |  Notify Moderator

BenK wrote:

That is how insurance works...the same for life insurance, health insurance, home insurance, etc. look it up and learn how insurance works

Sell many, many and just a small number will need it

Why don’t folks cancel their home insurance...because they haven’t had the need to use it?...or your health insurance because you haven’t had a need to use it?...etc

Of course...there are good insurance companies...ok insurance companies...to rotten insurance companies...


That is correct. It is a way to mitigate risk based on your tolerance and financial situation.

And for those that state, "just put the insurance amount in the bank and use that". That only works IF the repair is cheaper than the premium. But you are purchasing the insurance/warranty to protect from a repair greater than the premium.

Lynnmor

Red Lion

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Posted: 04/14/20 01:14am Link  |  Quote  |  Print  |  Notify Moderator

With a warranty, a dealer is required to fix that complex problem, without the warranty you may have an issue finding someone that wants the job.





Lynnmor

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Posted: 04/14/20 01:15am Link  |  Quote  |  Print  |  Notify Moderator

Duplicate due to "service temporarily unavailable."

hvac

Michigan

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Posted: 04/14/20 07:26am Link  |  Quote  |  Print  |  Notify Moderator

The max care plan saved my rear 3 times on our Eco diesel. It also paid 1k in trip interruption on the last fissco, all hotels and food.
So, when we bought the left over new 18 ctd in December, it was another max care or no deal.8yr 125k. Its a no brainer with a modern diesel, tech shortages and parts that can be thousands and weeks out to get delivered and installed. Plus sleeping well is well, priceless.

hvac

Michigan

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Posted: 04/14/20 07:29am Link  |  Quote  |  Print  |  Notify Moderator

Please remove. Duplicate.

* This post was edited 04/14/20 05:35pm by hvac *

Flashman

Tucson, Aizona, USA

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Posted: 04/14/20 03:15pm Link  |  Quote  |  Print  |  Notify Moderator

Someone is making a lot of money on the extended plans - and it's not you.

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