Good Sam Club Open Roads Forum: General RVing Issues: our current FINANCIAL situation
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 > our current FINANCIAL situation

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dedmiston

So Cal

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Posted: 05/11/20 11:54am Link  |  Print  |  Notify Moderator

valhalla360 wrote:

1) No one is checking where you are and you can generally camp within 3hr of your home anyway.

These are unusual times, but typically the EDD office mails letters and schedules interviews to discuss, qualify, and approve new claims. Sometimes they schedule mid-claim interviews too. If you aren't home to get the letters or don't have someone dealing with your mail, you'll miss your office interview and/or phone call. If you're a no-show, they pull the plug on your claim.

So you're right, nobody is actually monitoring your location, but once you finally respond to their correspondence, they're going to want to know what's up. And when you tell them you aren't available to come down to their office for your interview, they'll suspend your claim until you get home.


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pnichols

The Other California

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Posted: 05/11/20 12:36pm Link  |  Print  |  Notify Moderator

JAC1982 wrote:

Another thing to consider is the stimulus checks people received. A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country) would have received $3400. Now, it's not a bad idea to put that into savings. But many people don't do that, so they could combine that with maybe a vacation fund they had to take the kids somewhere for Spring Break or Summer Vacation, and that's a nice down payment on a travel trailer. Even if they are still both working they would still receive that money.


What .... "A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country ....)"

That's a decent income all righty ... in spades. How many, and in what places in this country, are families of 4 (the parents of which are working for THE MAN) bringing in that kind of yearly income??? [emoticon]


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Super_Dave

Harrisville, UT

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Posted: 05/11/20 12:53pm Link  |  Print  |  Notify Moderator

pnichols wrote:

JAC1982 wrote:

Another thing to consider is the stimulus checks people received. A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country) would have received $3400. Now, it's not a bad idea to put that into savings. But many people don't do that, so they could combine that with maybe a vacation fund they had to take the kids somewhere for Spring Break or Summer Vacation, and that's a nice down payment on a travel trailer. Even if they are still both working they would still receive that money.


What .... "A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country ....)"

That's a decent income all righty ... in spades. How many, and in what places in this country, are families of 4 (the parents of which are working for THE MAN) bringing in that kind of yearly income??? [emoticon]

Almost ANY place where the parents are professionals.


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JAC1982

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Posted: 05/11/20 01:45pm Link  |  Print  |  Notify Moderator

pnichols wrote:

JAC1982 wrote:

Another thing to consider is the stimulus checks people received. A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country) would have received $3400. Now, it's not a bad idea to put that into savings. But many people don't do that, so they could combine that with maybe a vacation fund they had to take the kids somewhere for Spring Break or Summer Vacation, and that's a nice down payment on a travel trailer. Even if they are still both working they would still receive that money.


What .... "A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country ....)"

That's a decent income all righty ... in spades. How many, and in what places in this country, are families of 4 (the parents of which are working for THE MAN) bringing in that kind of yearly income??? [emoticon]


I mean here in Denver Metro, probably many assuming both parents work in white collar jobs or the expert trades. My point is, a lot of families who didn't even really NEED the stimulus money got it. Even those who make over 150k but under 190k still got something. It amounts to "free" money to those who aren't even struggling right now. So they can put it towards a "fun" purchase, like an RV of some kind.


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time2roll

Southern California

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Posted: 05/11/20 02:04pm Link  |  Print  |  Notify Moderator

JAC1982 wrote:

I mean here in Denver Metro, probably many assuming both parents work in white collar jobs or the expert trades. My point is, a lot of families who didn't even really NEED the stimulus money got it. Even those who make over 150k but under 190k still got something. It amounts to "free" money to those who aren't even struggling right now. So they can put it towards a "fun" purchase, like an RV of some kind.
Yes got a stimulus check but DW is still fighting for unemployment going on six weeks now. SNAFU

The employed don't need stimulus and too many unemployed are still struggling or going under soon.

Now if I could just close the new financing I started early February...


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garmp

St Louis, MO

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Posted: 05/11/20 02:41pm Link  |  Print  |  Notify Moderator

Super Dave wrote:

I guess I was secretly hoping that all the folks that were temporarily out of work burned all their vacation time to get a paycheck and the campgrounds would be empty this summer.

X2[emoticon]


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cptqueeg

Idaho

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Posted: 05/11/20 02:43pm Link  |  Print  |  Notify Moderator

pnichols wrote:



What .... "A family of 4 that makes less than $150k a year (which is still a decent income in many parts of the country ....)"

That's a decent income all righty ... in spades. How many, and in what places in this country, are families of 4 (the parents of which are working for THE MAN) bringing in that kind of yearly income??? [emoticon]


Yeah any where w/in 100 miles of I95 from Virginia north to Boston and lots of other places too. $150,000 doesn't go that far when you consider mortgage, cars, fed and SALT, saving for retirement/college taking care of elderly parents, and childcare, you have your work cut out for you. All that and you really haven't had any fun yet like sports, music and dance lessons, vacations, etc etc.

cptqueeg

Idaho

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Posted: 05/11/20 02:54pm Link  |  Print  |  Notify Moderator

My wife used to commute to Wall St. Parking at the train station was $250/month, train ticket was $450/month and subway to get down town from Grand Central was $110/month, plus car and gas to get to the train station.

JAC1982

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Posted: 05/12/20 01:21pm Link  |  Print  |  Notify Moderator

Yup, it's all relative to where you live. $150k a year in the Denver Metro is decent, but not great, especially if you have kids. We have friends with 3 little ones paying close to $5,000 a month in childcare. They both make enough to not make it worth one of them quitting to stay home with the kids, plus doing that can often hinder your career in the long run. Shoot even a babysitter so you can go on a date night every now and then around here is $20/hour.

magicbus

Nantucket Island, MA

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Posted: 05/12/20 02:50pm Link  |  Print  |  Notify Moderator

JAC1982 wrote:

Yup, it's all relative to where you live.
So true. Here on Nantucket $160,000 annual income for a 4 person household is the upper limit for low-income housing.

Dave


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