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Scottiemom

Florida

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Posted: 11/10/20 04:04am Link  |  Quote  |  Print  |  Notify Moderator

We fulltimed for 15 years using Wells Fargo. Never had a problem. Did online banking.

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bucky

Raleigh metro

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Posted: 11/10/20 04:15am Link  |  Quote  |  Print  |  Notify Moderator

The only time we go in a branch is to access a safety deposit box in our home town.
We use Suntrust(now Truist they will always say haha) and First Citizens.
They both have branches everywhere in the southern part of the country where we tend to be and beyond. We have cards from both of them should one be compromised or lost. All of our bills are set up on autopay and the accounts have text and email notifications anytime a charge or debit card is used.


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YC 1

Yuba City Calif./ Auburndale Florida

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Posted: 11/10/20 05:21am Link  |  Quote  |  Print  |  Notify Moderator

Wells Fargo for more years than I can remember. We have full timed for 7 years. Carry very little cash at all. Keep some stashed for emergencies of course.

When needed, we find an ATM and sometimes there is a slight charge but not often enough to worry about.

We keep two credit cards in case one gets hacked, and it has.


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rockylarson

Jersey Shore

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Posted: 11/10/20 05:37am Link  |  Quote  |  Print  |  Notify Moderator

"Wells Fargo gone Rabo bank gone etc. " ??

Please elaborate.

"We fulltimed for 15 years using Wells Fargo. Never had a problem. Did online banking."

"Wells Fargo for more years than I can remember"

Wells Fargo X3


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mleekamp

Washington, IL

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Posted: 11/10/20 07:59am Link  |  Quote  |  Print  |  Notify Moderator

I know I'm an outlier here, both in that we don't "full time" but do spend a month at a time, or bit more, on the road during the year....and the fact we use our credit union.

I'm putting my 2 cents in simply because I feel you shouldn't overlook a local credit union vs. a bank. Fees are nearly non-existent except for ATM outside our network....however, we mostly use the card and, like you all, bill pay online/auto pay.

Bottom line, just my 2 cents, credit unions offer same services for less fees. In my experience.


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arhayes

Texas

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Posted: 11/10/20 08:12am Link  |  Quote  |  Print  |  Notify Moderator

You are way overthinking it. All of my banking for the past 40 or more years has been by phone, Mail, or online with our Credit Union.....which is in a ciy I left in 1974 and have never lived in since. I’ve been a USAA member for 48 years, and started some banking with them in 1990, yet have never been to a physical bank. We’ve bought homes, cars, boats, etc remotely all these years. We get cash, when needed, at local bank atms, and usaa reimburses the fees to us. Now we’ve been full-time RVers for 6 years (no home base) and still no issues. I see no reason to worry in these days about a physical bank.


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jdc1

Rescue, Ca

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Posted: 11/10/20 08:14am Link  |  Quote  |  Print  |  Notify Moderator

B of A? Hahahahaha. Use US Bank. They were solvent enough to not need to be bailed out.

valhalla360

No paticular place.

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Posted: 11/10/20 08:17am Link  |  Quote  |  Print  |  Notify Moderator

obgraham wrote:

navigator2346 wrote:

. We also carry a couple thousand in travelers checks plus a thousand in cash.
I'm curious: have you used those travelers checks any time recently?


The DW organizes group trips. Occasionally, she has someone insist they need travelers checks...it's a far bigger hassle trying to get them cashed than just hitting an ATM (if it's big dollar, usually people put it on a credit card). Usually, you have to go to a bank and actually go in and explain to a teller what you have.

We use our Credit Union. They have a page with participating Credit Unions where we can use the ATM free across the country. If we need a cashiers check or some other big withdrawal, we call them up and they give us a local credit union that can do it but that's maybe once a year...if that often.

Everything else is done online.


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BarbaraOK

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Posted: 11/10/20 10:24am Link  |  Quote  |  Print  |  Notify Moderator

jdc1 wrote:

B of A? Hahahahaha. Use US Bank. They were solvent enough to not need to be bailed out.


BoA didn't 't need the bailout - they took the money so that everyone was covered. They bought Merrill Lynch when it collapsed. Can find branches just about everywhere. 16+ yrs with them, never a problem with coverage. We have 2 CCs with them as well as a Chase and Discover Card, plus our Apple Card. Get and use the wallets on your smartphone, reduces a lot of hassle. Really essential to have extra credit cards because you can assume every once in a while one will be compromised. We even had one compromised when we went from Maine into Canada and the Maritimes. BOA froze it, we had other cards to use for fuel, etc., plus the BOA debit card worked at Scotia Bank for ATM withdrawals of cash. When we got back, we called BOA and told them we were in Bangor - next day went into the local BOA branch and our new card was waiting for us.


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Old-Biscuit

Verde Valley

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Posted: 11/10/20 10:46am Link  |  Quote  |  Print  |  Notify Moderator

Been with BOA since the late 70's
NEVER a glitch/issue with any of my accounts

When we went FT...set up On Line Banking/Billing
Repeating billing was set up for Auto Pay
Life became so SIMPLE

Set up ALL ALERTS on Accounts/CC/Debit Etc
Within 10 minutes of ANY activity I get an Alert (text/email/phone---your choice)

Now back in S&B and never changed anything
SIMPLE.....


*Prior to going FT set up account with Wells Fargo
They screwed it all up!!
Ended up closing the account and having to wait over 2 weeks to get funds BACK
Wells Fargo....sucks!


Is it time for your medication or mine?


2007 DODGE 3500 QC SRW 5.9L CTD In-Bed 'quiet gen'
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On the Road Debt Free April '07
Off the road still Debt Free Jan. '14

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